Our Services
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LIFE
INSURANCE
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Simplified Issue doesn’t require you to take a medical exam. However, you may be asked a few health questions and could be turned down based on your answers or moved to a medical required assessment.
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Term Insurance which provides a death benefit for a set period of time, usually between 10-30 years
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Whole Life which provided protection that last your entire life and usually includes a cash value component, which you can withdraw borrow against while you’re still alive
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Indexed Universal Life link’s the cash value component to a stock market index like the S&P 500. Your gains are determined by a formula which is outlined in the policy.
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LIVING
BENEFITS
Accelerated Death Benefit allows an insured individual to draw down on the death benefit in the event of a determined chronic or terminal illness.
Chronic Illness provides additional coverage of medical emergencies. For example, heart attacks, stroke or cancer.
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Disability Insurance which provides income to individuals who can no longer work because of a disability.
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Terminal Illness as defined by an illness which is deemed long term by medical standards.
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TAX FREE
RETIREMENT
Accelerated Death Benefit allows an insured individual to draw down on the death benefit in the event of a determined chronic or terminal illness.
Chronic Illness provides additional coverage of medical emergencies. For example, heart attacks, stroke or cancer.
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Disability Insurance which provides income to individuals who can no longer work because of a disability.
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Terminal Illness as defined by an illness which is deemed long term by medical standards.
Our Services
4
SMALL BUSINESS
SEP and Index Universal Life Financial strategies for the INDIVIDUAL business owner in retirement planning Management for Small Business
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GROUP life offered by employers as part of a company’s workplace benefits. Premiums are based on the group as a whole, rather than each individual. financial strategies for the business owner with employees SIMPLE AND SEP IRA, Indexed Universal Life policies:
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Employee Retirement Planning
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Key Employee Retention
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Buy/ Sell Agreements
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Our Services
9
INFINITE BANKING SOLUTIONS
Financial strategy that refers to a process by which an individual leverages the cash value in their fully funded permanent life insurance to be your contractual personal permanent policy lending solution. Ie college, home down payments, retirement.
YOU BECOME YOUR OWN BANKER
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College Funding
Gift for Life of Children
Special Needs Solutions
Legal Services
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ONLINE
SUBSCRIBE TO LEGAL SERVICES
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Cyber Security
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Don't leave your personal security or your business to chance. You can proactively arm yourself against cybercrimes and reputation hijacking with online privacy and reputation management services to help ensure that your private information remains private